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H Harrowgate Mortgage Talk to a broker

Canberra, ACT

The whole settlement, mapped before it starts.

Harrowgate Mortgage arranges home lending in Canberra. Most of the stress in a purchase is not knowing what happens next or who is holding it up, so we put the entire timeline in front of you on day one.

Talk to a broker What we arrange
Aerial view of a suburban street of houses and gardens
A sold sign outside a house as keys change hands
A residential street of colourful terraced houses
Hands passing a set of house keys to a new owner
A keyring holding several house keys

40+

Lenders on the panel

$0

What our advice costs you

9 yrs

Broking in Canberra

The atlas

Every purchase runs roughly like this. Yours will differ, and we will tell you where.

  1. Week 0

    Pre-approval

    Waiting on: Us, then the lender

    Documents collected once, assessed properly, and a pre-approval you can actually bid on.

  2. Week 1-6

    Finding it

    Waiting on: You

    We stay out of the way. If a place looks likely, send it and we will sanity-check the number the same day.

  3. Day 0

    Offer accepted

    Waiting on: Your conveyancer

    Contract to us and to the lender within the hour. This is the day most delays are created.

  4. Day 1-10

    Valuation and formal approval

    Waiting on: The lender

    The valuation is booked immediately. If it comes in short we tell you that day, not at the end.

  5. Day 10-30

    Documents and settlement

    Waiting on: Everyone

    Loan documents signed, funds booked, settlement confirmed. You hear from us before you have to ask.

Bidding at auction? Get the pre-approval right first.

Talk to a broker