Hobart, Tasmania · Established 2012
The rate card,
printed on the page.
Lockhart & Co arranges home lending in Hobart. Everything we do, and everything it costs, is set out below. There is no version of this conversation where the numbers arrive later.
The card
- Home Loans
- Owner-occupier lending, full panel
- No fee to you
- Refinancing
- Including whether it is worth doing at all
- No fee to you
- First Home Buyer Loans
- Low deposit lending and state schemes
- No fee to you
- Investment Property Loans
- Structure, offset, interest-only where it helps
- No fee to you
- Construction & Renovation
- Progressive drawdown against the builder schedule
- No fee to you
- Commercial & Business Loans
- Referred to a specialist where we are not the right fit
- No fee to you
Terms, plainly
How we are paid
The lender pays a commission on settlement. It does not vary by product, so no loan on this card pays us more than another.
What we charge you
Nothing. If a situation ever warranted a fee we would tell you before any work began, in writing.
What we will not do
Quote a monthly figure without the assumptions beside it, or arrange a pre-approval you cannot bid on.
Tell us what you are buying.
A few lines is enough. We will come back with what is available to you and what it would cost each month, with the assumptions stated.
Thank you. We will write back with what is available to you, usually the same business day.